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    National Tsing Hua University Institutional Repository > 科技管理學院  > 經營管理碩士在職專班 > 博碩士論文  >  建築物瑕疵保險商品於台灣市場的可行性研究

    Please use this identifier to cite or link to this item: http://nthur.lib.nthu.edu.tw/dspace/handle/987654321/86312

    Title: 建築物瑕疵保險商品於台灣市場的可行性研究
    Authors: 龔景漢
    Kung, C.H.
    Description: GH02101076529
    Date: 2014
    Keywords: 建築物瑕疵保險;瑕疵;獨立監工;完工驗收證明書
    Inherent Defect Insurance;Defect;Technical Inspection Services;Certificate of Approval;IDI;TIS
    Abstract: 目前國外許多大型的保險公司都已經開展了建築物轄疵保險的相關商品。但由於設計的不斷創新、新材料的應用、施工中的設計變更、新式施工方法的採用、法規的更新和壓縮的施工期間,使得建築物出現品質缺陷的風險越來越大。



    Currently many large-scaled foreign insurance companies have developed related Inherent Defect Insurance (IDI) products. Nevertheless, the exposures of quality defects in buildings are increasing due to continuous innovation in design, new materials being applied, design changes in course of construction, new construction methodologies being adopted, revision of building regulation and shortened construction period.

    Japan, the neighboring country, established Housing Quality Assurance Act in April 2004, which requires essential housing mechanism to be compliance with building codes at least, the builders required to own legal responsibility and to be obliged to the defects of essential structures found within one decade as well. In considering of risk diversification and urged by Construction Industry, IDI was therefore initiated and developed. Following Japan, China, the other neighboring county, began to draft and establish related laws aggressively and take effective precautionary measures sincetheir awareness having been raised to the building defects by frequent and many disputes in housing quality as well

    In Taiwan area, in August 1997 Lincoln Community retaining walls failed, 28 people were killed and more than one hundred residents were homeless since their houses were completely destroyed. Dongxing Building collapsed in 921 Earthquake, 73 people were and 14 missing. Both lessons-learnt were caused by building defects. Therefore, how to develop and implement IDI in order to enhance building quality is of great urgency.

    This study is to explore the coverage of IDI, the current IDI development in various countries, major loss records and the problems to be tackled in Taiwan. We conclude three suggestions. First, IDI is suggested as a compulsory insurance. Secondly, to shorten the transition period of promoting IDI is required in order to alleviate the possible suffering when benchmarking global experience. Thirdly, to implement Technical Inspection Services are essential in building risk management.
    URI: http://nthur.lib.nthu.edu.tw/dspace/handle/987654321/86312
    Source: http://thesis.nthu.edu.tw/cgi-bin/gs/hugsweb.cgi?o=dnthucdr&i=sGH02101076529.id
    Appears in Collections:[經營管理碩士在職專班] 博碩士論文

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